Call reports 2008

FIRST STATE BANK — 2008

Name: FIRST STATE BANK — FFIEC call report 2008
Creator: FIRST STATE BANK

What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/da9344f4-6ed3-434f-85c8-963db0f7d7d7/2008

Balance sheet

What the bank holds and owes at quarter end

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Total assets	58,771,000	60,300,000	59,838,000	60,150,000
Total loans	30,484,000	31,742,000	34,223,000	36,367,000
Allowance for loan losses	610,000	623,000	628,000	633,000
Securities available for sale	17,915,000	16,402,000	17,687,000	15,678,000
Securities held to maturity	2,110,000	2,110,000	2,110,000	2,110,000
Trading assets	0	0	0	0
Total deposits	50,927,000	52,368,000	50,352,000	51,181,000
Interest-bearing deposits	37,286,000	39,248,000	39,302,000	37,992,000
Noninterest-bearing deposits	13,641,000	13,120,000	11,050,000	13,189,000
Equity capital	6,941,000	7,025,000	7,151,000	7,047,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Interest income	865,000	1,724,000	2,601,000	3,479,000
Interest expense	280,000	539,000	781,000	1,001,000
Net interest income	585,000	1,185,000	1,820,000	2,478,000
Noninterest income	88,000	176,000	266,000	346,000
Noninterest expense	458,000	869,000	1,444,000	1,967,000
Provision for loan losses	23,000	34,000	34,000	34,000
Pretax income	192,000	458,000	608,000	824,000
Income tax	46,000	125,000	158,000	237,000
Net income	146,000	333,000	450,000	587,000

Basel measures — not reported for every quarter

Measure	2008Q1	2008Q2	2008Q3	2008Q4
Tier 1 capital	6,880,000	7,066,000	7,184,000	7,220,000
Total capital	7,348,000	7,551,000	7,693,000	7,752,000
Risk-weighted assets	37,331,000	38,701,000	40,593,000	42,476,000