Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 48,333,000 | 47,728,000 | 51,465,000 | 54,376,000 |
| Total loans | 27,441,000 | 30,164,000 | 32,083,000 | 32,125,000 |
| Allowance for loan losses | 741,000 | 623,000 | 623,000 | 624,000 |
| Securities available for sale | 12,153,000 | 11,390,000 | 11,012,000 | 12,223,000 |
| Securities held to maturity | 2,011,000 | 2,011,000 | 2,111,000 | 2,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,359,000 | 40,374,000 | 43,941,000 | 46,859,000 |
| Interest-bearing deposits | 32,001,000 | 30,942,000 | 33,790,000 | 34,476,000 |
| Noninterest-bearing deposits | 9,358,000 | 9,432,000 | 10,151,000 | 12,383,000 |
| Equity capital | 6,290,000 | 6,398,000 | 6,623,000 | 6,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,490,000 | 2,321,000 | 3,187,000 |
| Interest expense | 232,000 | 474,000 | 739,000 | 1,022,000 |
| Net interest income | 499,000 | 1,016,000 | 1,582,000 | 2,165,000 |
| Noninterest income | 76,000 | 172,000 | 271,000 | 371,000 |
| Noninterest expense | 423,000 | 857,000 | 1,302,000 | 1,746,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 331,000 | 551,000 | 790,000 |
| Income tax | 38,000 | 87,000 | 137,000 | 183,000 |
| Net income | 114,000 | 244,000 | 414,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,319,000 | 6,448,000 | 6,618,000 | 6,712,000 |
| Total capital | 6,728,000 | 6,892,000 | 7,083,000 | 7,183,000 |
| Risk-weighted assets | 32,383,000 | 35,358,000 | 37,080,000 | 37,555,000 |