Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 49,978,000 | 48,575,000 | 47,965,000 | 50,062,000 |
| Total loans | 25,031,000 | 26,512,000 | 27,449,000 | 27,942,000 |
| Allowance for loan losses | 641,000 | 681,000 | 714,000 | 741,000 |
| Securities available for sale | 16,285,000 | 15,697,000 | 14,573,000 | 14,146,000 |
| Securities held to maturity | 720,000 | 1,389,000 | 1,389,000 | 1,707,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,603,000 | 41,133,000 | 40,713,000 | 43,290,000 |
| Interest-bearing deposits | 33,220,000 | 31,745,000 | 30,533,000 | 31,536,000 |
| Noninterest-bearing deposits | 10,383,000 | 9,388,000 | 10,180,000 | 11,754,000 |
| Equity capital | 5,762,000 | 5,818,000 | 6,025,000 | 6,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,426,000 | 2,189,000 | 2,932,000 |
| Interest expense | 157,000 | 336,000 | 552,000 | 773,000 |
| Net interest income | 534,000 | 1,090,000 | 1,637,000 | 2,159,000 |
| Noninterest income | 95,000 | 147,000 | 177,000 | 209,000 |
| Noninterest expense | 435,000 | 835,000 | 1,266,000 | 1,660,000 |
| Provision for loan losses | 30,000 | 62,000 | 94,000 | 120,000 |
| Pretax income | 164,000 | 328,000 | 423,000 | 557,000 |
| Income tax | 57,000 | 108,000 | 118,000 | 180,000 |
| Net income | 107,000 | 220,000 | 305,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,921,000 | 6,033,000 | 6,119,000 | 6,189,000 |
| Total capital | 6,314,000 | 6,440,000 | 6,530,000 | 6,608,000 |
| Risk-weighted assets | 31,177,000 | 32,262,000 | 32,539,000 | 33,176,000 |