Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 39,832,000 | 40,010,000 | 39,609,000 | 41,903,000 |
| Total loans | 19,524,000 | 20,271,000 | 21,649,000 | 22,702,000 |
| Allowance for loan losses | 464,000 | 471,000 | 603,000 | 611,000 |
| Securities available for sale | 14,688,000 | 14,444,000 | 13,366,000 | 13,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,662,000 | 34,459,000 | 33,699,000 | 35,912,000 |
| Interest-bearing deposits | 28,249,000 | 28,684,000 | 27,838,000 | 28,932,000 |
| Noninterest-bearing deposits | 6,413,000 | 5,775,000 | 5,861,000 | 6,980,000 |
| Equity capital | 4,843,000 | 5,079,000 | 5,275,000 | 5,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,217,000 | 1,935,000 | 2,626,000 |
| Interest expense | 178,000 | 332,000 | 475,000 | 609,000 |
| Net interest income | 403,000 | 885,000 | 1,460,000 | 2,017,000 |
| Noninterest income | 71,000 | 147,000 | 222,000 | 290,000 |
| Noninterest expense | 360,000 | 687,000 | 1,084,000 | 1,376,000 |
| Provision for loan losses | 21,000 | 45,000 | 176,000 | 200,000 |
| Pretax income | 93,000 | 304,000 | 464,000 | 738,000 |
| Income tax | 27,000 | 91,000 | 129,000 | 257,000 |
| Net income | 66,000 | 213,000 | 335,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,753,000 | 4,900,000 | 5,018,000 | 5,066,000 |
| Total capital | 5,066,000 | 5,217,000 | 5,355,000 | 5,419,000 |
| Risk-weighted assets | 24,927,000 | 25,230,000 | 26,332,000 | 27,833,000 |