Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,178,000 | 37,030,000 | 36,429,000 | 39,481,000 |
| Total loans | 18,080,000 | 18,679,000 | 20,009,000 | 21,505,000 |
| Allowance for loan losses | 472,000 | 434,000 | 429,000 | 446,000 |
| Securities available for sale | 11,968,000 | 12,171,000 | 10,154,000 | 11,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,151,000 | 31,954,000 | 31,156,000 | 34,221,000 |
| Interest-bearing deposits | 26,779,000 | 26,509,000 | 25,389,000 | 27,779,000 |
| Noninterest-bearing deposits | 5,372,000 | 5,445,000 | 5,767,000 | 6,442,000 |
| Equity capital | 4,710,000 | 4,761,000 | 4,879,000 | 4,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,299,000 | 1,949,000 | 2,695,000 |
| Interest expense | 308,000 | 604,000 | 856,000 | 1,068,000 |
| Net interest income | 349,000 | 695,000 | 1,093,000 | 1,627,000 |
| Noninterest income | 63,000 | 144,000 | 210,000 | 251,000 |
| Noninterest expense | 334,000 | 670,000 | 991,000 | 1,358,000 |
| Provision for loan losses | 17,000 | 37,000 | 157,000 | 172,000 |
| Pretax income | 60,000 | 138,000 | 187,000 | 360,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 66,000 |
| Net income | 53,000 | 131,000 | 180,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,517,000 | 4,592,000 | 4,641,000 | 4,756,000 |
| Total capital | 4,824,000 | 4,903,000 | 4,945,000 | 5,088,000 |
| Risk-weighted assets | 24,354,000 | 24,766,000 | 24,234,000 | 26,481,000 |