Call reports 2026
CITIZENS NATIONAL BANK AT BROWNWOOD — 2026
What CITIZENS NATIONAL BANK AT BROWNWOOD reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 295,967,000 | 303,411,000 |
| Total loans | 111,300,000 | 110,615,000 |
| Allowance for loan losses | 1,887,000 | 1,916,000 |
| Securities available for sale | 123,634,000 | 122,539,000 |
| Securities held to maturity | 11,589,000 | 10,844,000 |
| Trading assets | 0 | 0 |
| Total deposits | 265,081,000 | 272,429,000 |
| Interest-bearing deposits | 170,878,000 | 174,975,000 |
| Noninterest-bearing deposits | 94,203,000 | 97,454,000 |
| Equity capital | 28,853,000 | 28,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,151,000 | 6,396,000 |
| Interest expense | 805,000 | 1,551,000 |
| Net interest income | 2,346,000 | 4,845,000 |
| Noninterest income | 459,000 | 875,000 |
| Noninterest expense | 1,732,000 | 3,454,000 |
| Provision for loan losses | 24,000 | 48,000 |
| Pretax income | 1,049,000 | 2,218,000 |
| Income tax | 0 | 0 |
| Net income | 1,049,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,979,000 | 31,260,000 |