Call reports 2024
CITIZENS NATIONAL BANK AT BROWNWOOD — 2024
What CITIZENS NATIONAL BANK AT BROWNWOOD reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 287,431,000 | 293,216,000 | 288,452,000 | 283,276,000 |
| Total loans | 109,471,000 | 105,525,000 | 110,278,000 | 105,090,000 |
| Allowance for loan losses | 1,884,000 | 1,898,000 | 1,916,000 | 1,911,000 |
| Securities available for sale | 109,684,000 | 110,254,000 | 112,138,000 | 100,105,000 |
| Securities held to maturity | 25,326,000 | 25,276,000 | 22,545,000 | 22,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,226,000 | 250,703,000 | 242,858,000 | 256,797,000 |
| Interest-bearing deposits | 156,723,000 | 160,036,000 | 159,374,000 | 170,092,000 |
| Noninterest-bearing deposits | 89,503,000 | 90,667,000 | 83,484,000 | 86,705,000 |
| Equity capital | 20,846,000 | 21,732,000 | 24,639,000 | 24,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,759,000 | 5,508,000 | 8,350,000 | 11,198,000 |
| Interest expense | 1,101,000 | 2,210,000 | 3,373,000 | 4,388,000 |
| Net interest income | 1,658,000 | 3,298,000 | 4,977,000 | 6,810,000 |
| Noninterest income | 422,000 | 789,000 | 1,236,000 | 1,685,000 |
| Noninterest expense | 1,598,000 | 3,145,000 | 4,719,000 | 6,364,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 467,000 | 912,000 | 1,449,000 | 2,071,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 467,000 | 912,000 | 1,449,000 | 2,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,443,000 | 29,467,000 | 29,627,000 | 29,792,000 |