Call reports 2023
CITIZENS NATIONAL BANK AT BROWNWOOD — 2023
What CITIZENS NATIONAL BANK AT BROWNWOOD reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 279,001,000 | 275,347,000 | 273,052,000 | 287,763,000 |
| Total loans | 114,510,000 | 109,135,000 | 112,134,000 | 113,947,000 |
| Allowance for loan losses | 1,854,000 | 1,868,000 | 1,867,000 | 1,865,000 |
| Securities available for sale | 108,196,000 | 107,747,000 | 107,210,000 | 109,766,000 |
| Securities held to maturity | 31,533,000 | 31,452,000 | 29,991,000 | 29,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,867,000 | 245,630,000 | 243,133,000 | 254,625,000 |
| Interest-bearing deposits | 152,673,000 | 148,515,000 | 149,683,000 | 167,832,000 |
| Noninterest-bearing deposits | 95,194,000 | 97,115,000 | 93,450,000 | 86,793,000 |
| Equity capital | 17,449,000 | 17,715,000 | 17,595,000 | 20,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,365,000 | 4,757,000 | 7,174,000 | 9,756,000 |
| Interest expense | 617,000 | 1,321,000 | 2,099,000 | 3,000,000 |
| Net interest income | 1,748,000 | 3,436,000 | 5,075,000 | 6,756,000 |
| Noninterest income | 335,000 | 730,000 | 1,131,000 | 1,506,000 |
| Noninterest expense | 1,571,000 | 3,111,000 | 4,628,000 | 6,222,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 322,000 | 850,000 | 1,358,000 | 1,805,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 322,000 | 850,000 | 1,358,000 | 1,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,833,000 | 29,178,000 | 29,252,000 | 29,356,000 |