Call reports 2022
CITIZENS NATIONAL BANK AT BROWNWOOD — 2022
What CITIZENS NATIONAL BANK AT BROWNWOOD reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 301,864,000 | 294,757,000 | 287,649,000 | 287,246,000 |
| Total loans | 108,971,000 | 116,226,000 | 120,667,000 | 121,454,000 |
| Allowance for loan losses | 2,095,000 | 2,073,000 | 2,083,000 | 2,081,000 |
| Securities available for sale | 123,725,000 | 115,896,000 | 112,937,000 | 113,165,000 |
| Securities held to maturity | 38,826,000 | 38,731,000 | 36,530,000 | 33,441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,322,000 | 275,232,000 | 265,912,000 | 269,415,000 |
| Interest-bearing deposits | 161,487,000 | 161,073,000 | 158,054,000 | 170,413,000 |
| Noninterest-bearing deposits | 113,835,000 | 114,159,000 | 107,858,000 | 99,002,000 |
| Equity capital | 25,145,000 | 18,008,000 | 15,608,000 | 16,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,886,000 | 3,969,000 | 6,044,000 | 8,443,000 |
| Interest expense | 82,000 | 180,000 | 395,000 | 817,000 |
| Net interest income | 1,804,000 | 3,789,000 | 5,649,000 | 7,626,000 |
| Noninterest income | 545,000 | 954,000 | 1,384,000 | 1,763,000 |
| Noninterest expense | 1,520,000 | 3,080,000 | 4,686,000 | 6,315,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 804,000 | 1,638,000 | 2,322,000 | 3,049,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 804,000 | 1,638,000 | 2,322,000 | 3,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,751,000 | 28,899,000 | 28,974,000 | 29,127,000 |
| Total capital | 30,578,000 | 30,819,000 | 30,922,000 | 31,069,000 |
| Risk-weighted assets | 145,927,000 | 153,481,000 | 155,778,000 | 155,231,000 |