Call reports 2021
CITIZENS NATIONAL BANK AT BROWNWOOD — 2021
What CITIZENS NATIONAL BANK AT BROWNWOOD reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 262,026,000 | 270,733,000 | 285,073,000 | 308,212,000 |
| Total loans | 101,235,000 | 106,197,000 | 107,272,000 | 106,698,000 |
| Allowance for loan losses | 2,079,000 | 2,100,000 | 2,064,000 | 2,064,000 |
| Securities available for sale | 82,874,000 | 97,217,000 | 101,804,000 | 120,788,000 |
| Securities held to maturity | 37,810,000 | 42,252,000 | 43,677,000 | 42,573,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,218,000 | 241,830,000 | 255,508,000 | 280,727,000 |
| Interest-bearing deposits | 124,541,000 | 134,805,000 | 141,402,000 | 172,762,000 |
| Noninterest-bearing deposits | 107,677,000 | 107,025,000 | 114,106,000 | 107,965,000 |
| Equity capital | 28,685,000 | 27,713,000 | 28,278,000 | 26,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,837,000 | 3,632,000 | 5,717,000 | 7,683,000 |
| Interest expense | 73,000 | 154,000 | 220,000 | 302,000 |
| Net interest income | 1,764,000 | 3,478,000 | 5,497,000 | 7,381,000 |
| Noninterest income | 1,085,000 | 1,555,000 | 2,032,000 | 2,516,000 |
| Noninterest expense | 1,414,000 | 2,844,000 | 4,331,000 | 5,862,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,285,000 | 2,039,000 | 3,048,000 | 3,885,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,285,000 | 2,039,000 | 3,048,000 | 3,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,651,000 | 28,327,000 | 28,693,000 | 28,668,000 |
| Total capital | 30,162,000 | 29,929,000 | 30,404,000 | 30,455,000 |
| Risk-weighted assets | 120,355,000 | 127,701,000 | 136,565,000 | 142,755,000 |