Call reports 2018
CITIZENS NATIONAL BANK AT BROWNWOOD — 2018
What CITIZENS NATIONAL BANK AT BROWNWOOD reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 208,165,000 | 208,808,000 | 201,945,000 | 205,629,000 |
| Total loans | 110,621,000 | 114,806,000 | 115,373,000 | 112,506,000 |
| Allowance for loan losses | 1,793,000 | 1,862,000 | 1,862,000 | 1,658,000 |
| Securities available for sale | 44,917,000 | 47,299,000 | 42,686,000 | 42,583,000 |
| Securities held to maturity | 24,973,000 | 24,920,000 | 22,452,000 | 22,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,929,000 | 181,533,000 | 176,619,000 | 179,790,000 |
| Interest-bearing deposits | 107,251,000 | 105,472,000 | 102,905,000 | 107,223,000 |
| Noninterest-bearing deposits | 73,678,000 | 76,061,000 | 73,714,000 | 72,567,000 |
| Equity capital | 26,087,000 | 26,078,000 | 24,012,000 | 24,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,891,000 | 5,907,000 | 7,915,000 |
| Interest expense | 84,000 | 168,000 | 260,000 | 371,000 |
| Net interest income | 1,827,000 | 3,723,000 | 5,647,000 | 7,544,000 |
| Noninterest income | 381,000 | 743,000 | 1,123,000 | 1,496,000 |
| Noninterest expense | 1,221,000 | 2,433,000 | 5,900,000 | 7,291,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 912,000 | 1,883,000 | 720,000 | 1,599,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 912,000 | 1,883,000 | 720,000 | 1,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,398,000 | 26,613,000 | 24,624,000 | 25,075,000 |
| Total capital | 27,913,000 | 28,173,000 | 26,199,000 | 26,644,000 |
| Risk-weighted assets | 120,956,000 | 124,532,000 | 125,736,000 | 125,509,000 |