Call reports 2017
CITIZENS NATIONAL BANK AT BROWNWOOD — 2017
What CITIZENS NATIONAL BANK AT BROWNWOOD reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 207,968,000 | 209,103,000 | 205,567,000 | 209,952,000 |
| Total loans | 117,903,000 | 118,429,000 | 120,279,000 | 115,281,000 |
| Allowance for loan losses | 1,760,000 | 1,533,000 | 1,555,000 | 1,697,000 |
| Securities available for sale | 38,386,000 | 37,988,000 | 33,451,000 | 32,785,000 |
| Securities held to maturity | 29,336,000 | 29,000,000 | 28,554,000 | 28,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,100,000 | 181,945,000 | 178,085,000 | 182,663,000 |
| Interest-bearing deposits | 112,240,000 | 110,022,000 | 108,146,000 | 111,222,000 |
| Noninterest-bearing deposits | 68,860,000 | 71,923,000 | 69,939,000 | 71,441,000 |
| Equity capital | 25,716,000 | 25,930,000 | 26,190,000 | 26,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,098,000 | 4,091,000 | 6,048,000 | 7,995,000 |
| Interest expense | 70,000 | 140,000 | 213,000 | 294,000 |
| Net interest income | 2,028,000 | 3,951,000 | 5,835,000 | 7,701,000 |
| Noninterest income | 114,000 | 456,000 | 850,000 | 1,283,000 |
| Noninterest expense | 1,188,000 | 2,408,000 | 3,588,000 | 4,791,000 |
| Provision for loan losses | 130,000 | 380,000 | 530,000 | 680,000 |
| Pretax income | 824,000 | 1,621,000 | 2,569,000 | 3,515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 824,000 | 1,621,000 | 2,569,000 | 3,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,734,000 | 25,845,000 | 26,114,000 | 26,276,000 |
| Total capital | 27,362,000 | 27,378,000 | 27,669,000 | 27,872,000 |
| Risk-weighted assets | 130,135,000 | 129,086,000 | 130,201,000 | 127,638,000 |