Call reports 2022
RIVERS EDGE BANK — 2022
What RIVERS EDGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 264,496,000 | 261,928,000 | 262,061,000 | 268,999,000 |
| Total loans | 153,378,000 | 167,392,000 | 179,665,000 | 184,920,000 |
| Allowance for loan losses | 2,390,000 | 2,390,000 | 2,391,000 | 2,389,000 |
| Securities available for sale | 50,532,000 | 68,609,000 | 66,110,000 | 65,898,000 |
| Securities held to maturity | 2,422,000 | 2,430,000 | 2,438,000 | 2,446,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,652,000 | 233,219,000 | 227,154,000 | 229,813,000 |
| Interest-bearing deposits | 172,774,000 | 175,169,000 | 171,070,000 | 167,579,000 |
| Noninterest-bearing deposits | 54,878,000 | 58,050,000 | 56,083,000 | 62,234,000 |
| Equity capital | 21,512,000 | 20,754,000 | 19,801,000 | 20,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,952,000 | 6,348,000 | 8,981,000 |
| Interest expense | 245,000 | 479,000 | 800,000 | 1,383,000 |
| Net interest income | 1,627,000 | 3,473,000 | 5,548,000 | 7,598,000 |
| Noninterest income | 126,000 | 278,000 | 360,000 | 506,000 |
| Noninterest expense | 1,374,000 | 2,793,000 | 4,278,000 | 5,765,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | 479,000 | 1,058,000 | 1,730,000 | 2,439,000 |
| Income tax | 24,000 | 46,000 | 78,000 | 131,000 |
| Net income | 455,000 | 1,012,000 | 1,652,000 | 2,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,339,000 | 20,694,000 | 21,136,000 | 21,592,000 |
| Total capital | 22,255,000 | 22,825,000 | 23,425,000 | 23,933,000 |
| Risk-weighted assets | 152,768,000 | 170,200,000 | 182,988,000 | 187,254,000 |