Call reports 2021
RIVERS EDGE BANK — 2021
What RIVERS EDGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 260,812,000 | 260,501,000 | 250,594,000 | 256,340,000 |
| Total loans | 154,712,000 | 165,110,000 | 159,708,000 | 160,060,000 |
| Allowance for loan losses | 2,481,000 | 2,481,000 | 2,581,000 | 2,494,000 |
| Securities available for sale | 31,385,000 | 52,234,000 | 53,164,000 | 52,610,000 |
| Securities held to maturity | 445,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,916,000 | 215,338,000 | 206,747,000 | 212,671,000 |
| Interest-bearing deposits | 164,058,000 | 169,825,000 | 159,208,000 | 163,308,000 |
| Noninterest-bearing deposits | 51,858,000 | 45,513,000 | 47,539,000 | 49,363,000 |
| Equity capital | 23,262,000 | 23,878,000 | 23,952,000 | 24,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,621,000 | 4,987,000 | 7,035,000 | 9,112,000 |
| Interest expense | 322,000 | 636,000 | 930,000 | 1,200,000 |
| Net interest income | 2,299,000 | 4,351,000 | 6,105,000 | 7,912,000 |
| Noninterest income | 96,000 | 227,000 | 387,000 | 548,000 |
| Noninterest expense | 1,330,000 | 2,605,000 | 3,899,000 | 5,288,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 0 |
| Pretax income | 1,065,000 | 1,973,000 | 2,493,000 | 3,172,000 |
| Income tax | 56,000 | 104,000 | 136,000 | 165,000 |
| Net income | 1,009,000 | 1,869,000 | 2,357,000 | 3,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,534,000 | 20,171,000 | 20,446,000 | 21,125,000 |
| Total capital | 21,366,000 | 22,150,000 | 22,430,000 | 23,107,000 |
| Risk-weighted assets | 145,871,000 | 157,826,000 | 158,091,000 | 158,084,000 |