Call reports 2019
RIVERS EDGE BANK — 2019
What RIVERS EDGE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 199,313,000 | 199,984,000 | 207,895,000 | 211,909,000 |
| Total loans | 159,132,000 | 163,582,000 | 157,754,000 | 162,508,000 |
| Allowance for loan losses | 2,114,000 | 2,199,000 | 2,248,000 | 2,301,000 |
| Securities available for sale | 5,998,000 | 5,744,000 | 4,501,000 | 4,424,000 |
| Securities held to maturity | 1,035,000 | 634,000 | 633,000 | 632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,216,000 | 159,537,000 | 164,957,000 | 169,088,000 |
| Interest-bearing deposits | 127,259,000 | 127,027,000 | 127,411,000 | 130,167,000 |
| Noninterest-bearing deposits | 31,957,000 | 32,510,000 | 37,546,000 | 38,921,000 |
| Equity capital | 21,181,000 | 21,476,000 | 21,784,000 | 22,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,315,000 | 4,745,000 | 7,213,000 | 9,631,000 |
| Interest expense | 552,000 | 1,132,000 | 1,708,000 | 2,285,000 |
| Net interest income | 1,763,000 | 3,613,000 | 5,505,000 | 7,346,000 |
| Noninterest income | 96,000 | 238,000 | 364,000 | 462,000 |
| Noninterest expense | 1,236,000 | 2,438,000 | 3,699,000 | 4,937,000 |
| Provision for loan losses | 60,000 | 160,000 | 210,000 | 260,000 |
| Pretax income | 563,000 | 1,253,000 | 1,972,000 | 2,623,000 |
| Income tax | 28,000 | 73,000 | 113,000 | 139,000 |
| Net income | 535,000 | 1,180,000 | 1,859,000 | 2,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,485,000 | 17,757,000 | 18,063,000 | 18,316,000 |
| Total capital | 19,445,000 | 19,768,000 | 20,015,000 | 20,318,000 |
| Risk-weighted assets | 156,668,000 | 160,711,000 | 155,837,000 | 159,835,000 |