Call reports 2017
RIVERS EDGE BANK — 2017
What RIVERS EDGE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 89,441,000 | 87,383,000 | 187,845,000 | 193,126,000 |
| Total loans | 76,026,000 | 79,122,000 | 154,089,000 | 155,592,000 |
| Allowance for loan losses | 950,000 | 1,009,000 | 1,688,000 | 1,736,000 |
| Securities available for sale | 2,643,000 | 2,321,000 | 8,126,000 | 7,777,000 |
| Securities held to maturity | 0 | 0 | 1,534,000 | 1,532,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,047,000 | 75,345,000 | 151,271,000 | 157,672,000 |
| Interest-bearing deposits | 58,248,000 | 55,988,000 | 115,077,000 | 116,766,000 |
| Noninterest-bearing deposits | 18,799,000 | 19,357,000 | 36,194,000 | 40,906,000 |
| Equity capital | 9,366,000 | 9,449,000 | 20,065,000 | 20,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,999,000 | 5,655,000 | 7,726,000 |
| Interest expense | 84,000 | 184,000 | 665,000 | 953,000 |
| Net interest income | 854,000 | 1,815,000 | 4,990,000 | 6,773,000 |
| Noninterest income | 55,000 | 126,000 | 318,000 | 423,000 |
| Noninterest expense | 636,000 | 1,287,000 | 3,731,000 | 5,207,000 |
| Provision for loan losses | 25,000 | 85,000 | 125,000 | 175,000 |
| Pretax income | 248,000 | 569,000 | 1,452,000 | 1,814,000 |
| Income tax | 14,000 | 34,000 | 84,000 | 60,000 |
| Net income | 234,000 | 535,000 | 1,368,000 | 1,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,701,000 | 7,777,000 | 16,337,000 | 16,688,000 |
| Total capital | 8,643,000 | 8,754,000 | 18,025,000 | 18,424,000 |
| Risk-weighted assets | 75,385,000 | 78,112,000 | 153,355,000 | 154,609,000 |