Call report 2004Q4
RIVERS EDGE BANK — 2004Q4
The 22 measures RIVERS EDGE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 66,172,000 | USD | evidence → |
| Total loans | 47,820,000 | USD | evidence → |
| Allowance for loan losses | 460,000 | USD | evidence → |
| Securities available for sale | 8,061,000 | USD | evidence → |
| Securities held to maturity | 2,296,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 54,962,000 | USD | evidence → |
| Interest-bearing deposits | 44,344,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,618,000 | USD | evidence → |
| Equity capital | 5,463,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,523,000 | USD | evidence → |
| Interest expense | 894,000 | USD | evidence → |
| Net interest income | 2,629,000 | USD | evidence → |
| Noninterest income | 690,000 | USD | evidence → |
| Noninterest expense | 2,660,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 475,000 | USD | evidence → |
| Income tax | 112,000 | USD | evidence → |
| Net income | 363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,072,000 | USD | evidence → |
| Total capital | 5,532,000 | USD | evidence → |
| Risk-weighted assets | 50,997,000 | USD | evidence → |