Call reports 2025
ROCKY MOUNTAIN BANK AND TRUST — 2025
What ROCKY MOUNTAIN BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 121,643,000 | 116,824,000 | 119,663,000 | 123,514,000 |
| Total loans | 59,610,000 | 60,998,000 | 64,425,000 | 65,810,000 |
| Allowance for loan losses | 859,000 | 885,000 | 936,000 | 969,000 |
| Securities available for sale | 46,521,000 | 46,942,000 | 46,827,000 | 50,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,413,000 | 102,690,000 | 104,489,000 | 107,686,000 |
| Interest-bearing deposits | 70,797,000 | 73,354,000 | 75,202,000 | 77,832,000 |
| Noninterest-bearing deposits | 37,616,000 | 29,336,000 | 29,287,000 | 29,854,000 |
| Equity capital | 12,678,000 | 13,659,000 | 14,529,000 | 15,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 3,092,000 | 4,751,000 | 6,437,000 |
| Interest expense | 459,000 | 880,000 | 1,329,000 | 1,779,000 |
| Net interest income | 1,063,000 | 2,212,000 | 3,422,000 | 4,658,000 |
| Noninterest income | 157,000 | 323,000 | 528,000 | 676,000 |
| Noninterest expense | 842,000 | 1,276,000 | 2,021,000 | 2,957,000 |
| Provision for loan losses | 0 | 109,000 | 154,000 | 184,000 |
| Pretax income | 378,000 | 1,367,000 | 1,992,000 | 2,410,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 1,367,000 | 1,992,000 | 2,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,122,000 | 15,111,000 | 15,737,000 | 16,156,000 |