Call reports 2024
ROCKY MOUNTAIN BANK AND TRUST — 2024
What ROCKY MOUNTAIN BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 142,264,000 | 120,318,000 | 126,133,000 | 121,769,000 |
| Total loans | 53,730,000 | 53,338,000 | 55,621,000 | 60,437,000 |
| Allowance for loan losses | 793,000 | 794,000 | 795,000 | 861,000 |
| Securities available for sale | 49,783,000 | 51,088,000 | 51,309,000 | 50,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,926,000 | 98,594,000 | 102,898,000 | 108,933,000 |
| Interest-bearing deposits | 63,306,000 | 60,974,000 | 64,778,000 | 70,514,000 |
| Noninterest-bearing deposits | 37,620,000 | 37,620,000 | 38,120,000 | 38,419,000 |
| Equity capital | 11,178,000 | 11,477,000 | 12,559,000 | 11,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,887,000 | 3,565,000 | 5,167,000 | 6,743,000 |
| Interest expense | 750,000 | 1,362,000 | 1,917,000 | 2,415,000 |
| Net interest income | 1,137,000 | 2,203,000 | 3,250,000 | 4,328,000 |
| Noninterest income | 151,000 | 296,000 | 457,000 | 602,000 |
| Noninterest expense | 822,000 | 1,694,000 | 2,587,000 | 3,447,000 |
| Provision for loan losses | 0 | 0 | 0 | 65,000 |
| Pretax income | 466,000 | 805,000 | 1,120,000 | 1,418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 466,000 | 805,000 | 1,120,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,292,000 | 13,632,000 | 13,947,000 | 13,745,000 |