Call reports 2021
ROCKY MOUNTAIN BANK AND TRUST — 2021
What ROCKY MOUNTAIN BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 93,602,000 | 95,212,000 | 97,408,000 | 94,848,000 |
| Total loans | 49,804,000 | 49,419,000 | 45,311,000 | 44,378,000 |
| Allowance for loan losses | 669,000 | 686,000 | 687,000 | 687,000 |
| Securities available for sale | 20,966,000 | 24,281,000 | 23,966,000 | 25,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,397,000 | 85,389,000 | 87,868,000 | 85,220,000 |
| Interest-bearing deposits | 50,925,000 | 50,228,000 | 53,565,000 | 53,863,000 |
| Noninterest-bearing deposits | 33,472,000 | 35,161,000 | 34,303,000 | 31,357,000 |
| Equity capital | 8,893,000 | 9,352,000 | 8,991,000 | 9,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 1,955,000 | 2,828,000 | 3,619,000 |
| Interest expense | 38,000 | 75,000 | 112,000 | 143,000 |
| Net interest income | 960,000 | 1,880,000 | 2,716,000 | 3,476,000 |
| Noninterest income | 195,000 | 288,000 | 420,000 | 502,000 |
| Noninterest expense | 707,000 | 1,518,000 | 2,379,000 | 3,166,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 433,000 | 620,000 | 727,000 | 782,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 433,000 | 620,000 | 727,000 | 782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,594,000 | 8,781,000 | 8,539,000 | 8,593,000 |