Call reports 2018
ROCKY MOUNTAIN BANK AND TRUST — 2018
What ROCKY MOUNTAIN BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 63,952,000 | 64,698,000 | 66,380,000 | 69,092,000 |
| Total loans | 41,175,000 | 41,063,000 | 40,959,000 | 42,411,000 |
| Allowance for loan losses | 703,000 | 737,000 | 767,000 | 650,000 |
| Securities available for sale | 10,663,000 | 10,342,000 | 10,963,000 | 11,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,183,000 | 58,606,000 | 59,958,000 | 62,405,000 |
| Interest-bearing deposits | 41,824,000 | 40,941,000 | 42,209,000 | 42,316,000 |
| Noninterest-bearing deposits | 16,359,000 | 17,665,000 | 17,749,000 | 20,089,000 |
| Equity capital | 5,453,000 | 5,945,000 | 5,940,000 | 6,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 695,000 | 1,403,000 | 2,129,000 | 2,892,000 |
| Interest expense | 55,000 | 117,000 | 182,000 | 252,000 |
| Net interest income | 640,000 | 1,286,000 | 1,947,000 | 2,640,000 |
| Noninterest income | 88,000 | 598,000 | 698,000 | 805,000 |
| Noninterest expense | 629,000 | 1,353,000 | 2,107,000 | 2,690,000 |
| Provision for loan losses | 60,000 | 90,000 | 100,000 | 0 |
| Pretax income | 39,000 | 441,000 | 438,000 | 456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | 441,000 | 438,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,478,000 | 5,920,000 | 5,916,000 | 5,937,000 |
| Total capital | 6,048,000 | 6,475,000 | 6,469,000 | 6,507,000 |
| Risk-weighted assets | 45,060,000 | 43,911,000 | 43,683,000 | 45,163,000 |