Call reports 2017
ROCKY MOUNTAIN BANK AND TRUST — 2017
What ROCKY MOUNTAIN BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 65,026,000 | 69,715,000 | 65,945,000 | 67,018,000 |
| Total loans | 40,530,000 | 42,187,000 | 42,363,000 | 41,062,000 |
| Allowance for loan losses | 582,000 | 622,000 | 679,000 | 638,000 |
| Securities available for sale | 12,775,000 | 12,299,000 | 11,763,000 | 11,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,384,000 | 63,765,000 | 59,934,000 | 61,095,000 |
| Interest-bearing deposits | 43,873,000 | 45,964,000 | 42,069,000 | 42,653,000 |
| Noninterest-bearing deposits | 15,511,000 | 17,801,000 | 17,865,000 | 18,442,000 |
| Equity capital | 5,290,000 | 5,492,000 | 5,558,000 | 5,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,350,000 | 2,049,000 | 2,752,000 |
| Interest expense | 61,000 | 123,000 | 186,000 | 241,000 |
| Net interest income | 593,000 | 1,227,000 | 1,863,000 | 2,511,000 |
| Noninterest income | 135,000 | 356,000 | 490,000 | 601,000 |
| Noninterest expense | 583,000 | 1,261,000 | 1,933,000 | 2,614,000 |
| Provision for loan losses | 108,000 | 144,000 | 198,000 | 258,000 |
| Pretax income | 37,000 | 178,000 | 222,000 | 240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 178,000 | 222,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,265,000 | 5,402,000 | 5,421,000 | 5,440,000 |
| Total capital | 5,822,000 | 5,986,000 | 6,005,000 | 6,007,000 |
| Risk-weighted assets | 44,096,000 | 46,343,000 | 46,329,000 | 44,955,000 |