Call reports 2011
ROCKY MOUNTAIN BANK AND TRUST — 2011
What ROCKY MOUNTAIN BANK AND TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 128,840,000 | 121,349,000 | 118,210,000 | 104,960,000 |
| Total loans | 41,118,000 | 36,374,000 | 35,713,000 | 33,696,000 |
| Allowance for loan losses | 843,000 | 1,373,000 | 1,457,000 | 1,424,000 |
| Securities available for sale | 71,799,000 | 65,231,000 | 62,788,000 | 55,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,381,000 | 115,248,000 | 111,469,000 | 102,841,000 |
| Interest-bearing deposits | 111,627,000 | 105,752,000 | 100,982,000 | 93,819,000 |
| Noninterest-bearing deposits | 8,754,000 | 9,496,000 | 10,487,000 | 9,022,000 |
| Equity capital | 4,496,000 | 2,765,000 | 2,410,000 | 1,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,560,000 | 3,113,000 | 4,571,000 | 5,980,000 |
| Interest expense | 382,000 | 739,000 | 1,055,000 | 1,350,000 |
| Net interest income | 1,178,000 | 2,374,000 | 3,516,000 | 4,630,000 |
| Noninterest income | 208,000 | 600,000 | 888,000 | 1,135,000 |
| Noninterest expense | 1,182,000 | 2,371,000 | 3,759,000 | 4,914,000 |
| Provision for loan losses | 256,000 | 774,000 | 970,000 | 1,474,000 |
| Pretax income | -60,000 | -187,000 | -391,000 | -698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -60,000 | -187,000 | -391,000 | -698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,457,000 | 8,379,000 | 8,174,000 | 7,865,000 |
| Total capital | 9,300,000 | 9,752,000 | 9,631,000 | 9,337,000 |
| Risk-weighted assets | 128,611,000 | 131,946,000 | 127,508,000 | 123,010,000 |