Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 57,246,000 | 59,618,000 | 62,199,000 |
| Total loans | 34,628,000 | 34,746,000 | 36,376,000 |
| Allowance for loan losses | 543,000 | 552,000 | 531,000 |
| Securities available for sale | 17,274,000 | 20,924,000 | 21,171,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 47,795,000 | 48,900,000 | 48,709,000 |
| Interest-bearing deposits | 41,002,000 | 41,957,000 | 41,362,000 |
| Noninterest-bearing deposits | 6,793,000 | 6,943,000 | 7,347,000 |
| Equity capital | 5,626,000 | 5,752,000 | 6,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 817,000 | 1,603,000 | 2,412,000 |
| Interest expense | 264,000 | 521,000 | 765,000 |
| Net interest income | 553,000 | 1,082,000 | 1,647,000 |
| Noninterest income | 52,000 | 112,000 | 183,000 |
| Noninterest expense | 362,000 | 763,000 | 1,140,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 |
| Pretax income | 234,000 | 418,000 | 668,000 |
| Income tax | 11,000 | 20,000 | 29,000 |
| Net income | 223,000 | 398,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 4,904,000 | 4,931,000 | 5,079,000 |
| Total capital | 5,399,000 | 5,436,000 | 5,610,000 |
| Risk-weighted assets | 39,586,000 | 40,375,000 | 42,445,000 |