Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 55,666,000 | 56,564,000 | 57,852,000 | 59,035,000 |
| Total loans | 38,252,000 | 35,592,000 | 36,379,000 | 37,906,000 |
| Allowance for loan losses | 509,000 | 521,000 | 526,000 | 527,000 |
| Securities available for sale | 11,771,000 | 16,539,000 | 16,729,000 | 17,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,607,000 | 47,231,000 | 44,279,000 | 47,012,000 |
| Interest-bearing deposits | 38,900,000 | 40,359,000 | 37,548,000 | 39,854,000 |
| Noninterest-bearing deposits | 6,707,000 | 6,872,000 | 6,731,000 | 7,158,000 |
| Equity capital | 5,655,000 | 5,378,000 | 5,412,000 | 5,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,698,000 | 2,535,000 | 3,358,000 |
| Interest expense | 333,000 | 649,000 | 937,000 | 1,216,000 |
| Net interest income | 526,000 | 1,049,000 | 1,598,000 | 2,142,000 |
| Noninterest income | 49,000 | 102,000 | 173,000 | 241,000 |
| Noninterest expense | 336,000 | 719,000 | 1,079,000 | 1,457,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 235,000 | 419,000 | 670,000 | 895,000 |
| Income tax | 11,000 | 19,000 | 30,000 | 41,000 |
| Net income | 224,000 | 400,000 | 640,000 | 854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,628,000 | 4,686,000 | 4,782,000 | 4,802,000 |
| Total capital | 5,137,000 | 5,184,000 | 5,293,000 | 5,329,000 |
| Risk-weighted assets | 41,484,000 | 39,845,000 | 40,923,000 | 42,752,000 |