Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 55,418,000 | 55,326,000 | 55,561,000 | 55,974,000 |
| Total loans | 38,279,000 | 38,077,000 | 39,290,000 | 39,707,000 |
| Allowance for loan losses | 502,000 | 512,000 | 521,000 | 530,000 |
| Securities available for sale | 12,678,000 | 11,974,000 | 12,058,000 | 11,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,683,000 | 44,964,000 | 42,816,000 | 43,229,000 |
| Interest-bearing deposits | 36,098,000 | 38,364,000 | 36,239,000 | 36,429,000 |
| Noninterest-bearing deposits | 7,585,000 | 6,600,000 | 6,577,000 | 6,800,000 |
| Equity capital | 5,899,000 | 5,856,000 | 6,078,000 | 6,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,654,000 | 2,510,000 | 3,368,000 |
| Interest expense | 329,000 | 688,000 | 1,053,000 | 1,401,000 |
| Net interest income | 474,000 | 966,000 | 1,457,000 | 1,967,000 |
| Noninterest income | 43,000 | 99,000 | 162,000 | 232,000 |
| Noninterest expense | 341,000 | 727,000 | 1,085,000 | 1,479,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 167,000 | 326,000 | 514,000 | 691,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 31,000 |
| Net income | 160,000 | 311,000 | 491,000 | 660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,105,000 | 5,174,000 | 5,237,000 | 5,280,000 |
| Total capital | 5,607,000 | 5,686,000 | 5,758,000 | 5,810,000 |
| Risk-weighted assets | 40,724,000 | 41,012,000 | 42,315,000 | 42,236,000 |