Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,146,000 | 55,039,000 | 52,788,000 | 54,267,000 |
| Total loans | 30,054,000 | 31,294,000 | 30,336,000 | 30,877,000 |
| Allowance for loan losses | 355,000 | 365,000 | 375,000 | 385,000 |
| Securities available for sale | 17,663,000 | 16,680,000 | 15,951,000 | 16,780,000 |
| Securities held to maturity | 1,783,000 | 1,791,000 | 1,715,000 | 1,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,632,000 | 46,494,000 | 44,294,000 | 45,893,000 |
| Interest-bearing deposits | 41,416,000 | 41,699,000 | 38,965,000 | 40,395,000 |
| Noninterest-bearing deposits | 5,216,000 | 4,795,000 | 5,329,000 | 5,498,000 |
| Equity capital | 5,070,000 | 5,612,000 | 5,927,000 | 5,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,733,000 | 2,573,000 | 3,374,000 |
| Interest expense | 353,000 | 672,000 | 983,000 | 1,276,000 |
| Net interest income | 516,000 | 1,061,000 | 1,590,000 | 2,098,000 |
| Noninterest income | 43,000 | 91,000 | 139,000 | 199,000 |
| Noninterest expense | 330,000 | 654,000 | 1,003,000 | 1,309,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 238,000 | 492,000 | 735,000 | 1,005,000 |
| Income tax | 13,000 | 26,000 | 39,000 | 54,000 |
| Net income | 225,000 | 466,000 | 696,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,066,000 | 4,207,000 | 4,287,000 | 4,220,000 |
| Total capital | 4,421,000 | 4,572,000 | 4,662,000 | 4,605,000 |
| Risk-weighted assets | 33,725,000 | 35,770,000 | 33,782,000 | 34,959,000 |