Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 38,035,000 | 55,380,000 | 54,118,000 | 56,391,000 |
| Total loans | 22,541,000 | 28,444,000 | 27,364,000 | 28,832,000 |
| Allowance for loan losses | 276,000 | 335,000 | 338,000 | 346,000 |
| Securities available for sale | 12,841,000 | 13,517,000 | 18,440,000 | 19,984,000 |
| Securities held to maturity | 638,000 | 589,000 | 1,020,000 | 1,915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,978,000 | 45,981,000 | 44,201,000 | 47,699,000 |
| Interest-bearing deposits | 25,035,000 | 40,139,000 | 39,648,000 | 41,977,000 |
| Noninterest-bearing deposits | 2,943,000 | 5,842,000 | 4,553,000 | 5,722,000 |
| Equity capital | 5,067,000 | 5,128,000 | 5,575,000 | 5,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,362,000 | 2,249,000 | 3,109,000 |
| Interest expense | 365,000 | 726,000 | 1,207,000 | 1,656,000 |
| Net interest income | 309,000 | 636,000 | 1,042,000 | 1,453,000 |
| Noninterest income | 35,000 | 75,000 | 121,000 | 181,000 |
| Noninterest expense | 203,000 | 427,000 | 781,000 | 1,114,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 147,000 | 281,000 | 371,000 | 549,000 |
| Income tax | 8,000 | 16,000 | 21,000 | 31,000 |
| Net income | 139,000 | 265,000 | 350,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,873,000 | 3,938,000 | 3,989,000 | 3,953,000 |
| Total capital | 5,149,000 | 4,273,000 | 4,327,000 | 4,299,000 |
| Risk-weighted assets | 24,888,000 | 32,791,000 | 31,728,000 | 33,279,000 |