Call reports 2025
ELKHORN VALLEY BANK & TRUST — 2025
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,376,357,000 | 1,372,988,000 | 1,416,289,000 | 1,416,593,000 |
| Total loans | 994,658,000 | 995,953,000 | 1,015,928,000 | 1,034,830,000 |
| Allowance for loan losses | 12,507,000 | 12,879,000 | 13,426,000 | 13,392,000 |
| Securities available for sale | 283,768,000 | 298,024,000 | 304,364,000 | 294,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,129,615,000 | 1,096,997,000 | 1,142,487,000 | 1,142,600,000 |
| Interest-bearing deposits | 1,054,037,000 | 1,024,585,000 | 1,075,686,000 | 1,066,268,000 |
| Noninterest-bearing deposits | 75,578,000 | 72,412,000 | 66,801,000 | 76,332,000 |
| Equity capital | 132,275,000 | 135,067,000 | 140,890,000 | 145,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,608,000 | 37,268,000 | 57,086,000 | 76,527,000 |
| Interest expense | 8,906,000 | 17,646,000 | 26,801,000 | 35,790,000 |
| Net interest income | 9,702,000 | 19,622,000 | 30,285,000 | 40,737,000 |
| Noninterest income | 1,118,000 | 2,327,000 | 3,625,000 | 4,824,000 |
| Noninterest expense | 5,768,000 | 11,647,000 | 17,538,000 | 23,702,000 |
| Provision for loan losses | 438,000 | 875,000 | 1,475,000 | 2,275,000 |
| Pretax income | 4,216,000 | 9,029,000 | 14,459,000 | 19,464,000 |
| Income tax | 680,000 | 1,563,000 | 2,544,000 | 3,311,000 |
| Net income | 3,536,000 | 7,466,000 | 11,915,000 | 16,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,357,000 | 137,294,000 | 138,748,000 | 142,992,000 |
| Total capital | 145,894,000 | 150,203,000 | 152,204,000 | 156,414,000 |
| Risk-weighted assets | 1,079,273,000 | 1,086,847,000 | 1,095,674,000 | 1,131,308,000 |