Call reports 2024
ELKHORN VALLEY BANK & TRUST — 2024
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,261,223,000 | 1,303,199,000 | 1,351,013,000 | 1,360,078,000 |
| Total loans | 902,081,000 | 936,243,000 | 976,808,000 | 996,536,000 |
| Allowance for loan losses | 11,063,000 | 11,465,000 | 11,954,000 | 12,591,000 |
| Securities available for sale | 282,208,000 | 288,752,000 | 284,835,000 | 277,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,041,359,000 | 1,034,562,000 | 1,051,287,000 | 1,092,368,000 |
| Interest-bearing deposits | 972,187,000 | 970,117,000 | 980,371,000 | 1,017,037,000 |
| Noninterest-bearing deposits | 69,172,000 | 64,445,000 | 70,916,000 | 75,331,000 |
| Equity capital | 119,259,000 | 120,544,000 | 127,836,000 | 126,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 15,770,000 | 32,447,000 | 50,264,000 | 68,490,000 |
| Interest expense | 8,624,000 | 17,774,000 | 27,606,000 | 37,179,000 |
| Net interest income | 7,146,000 | 14,673,000 | 22,658,000 | 31,311,000 |
| Noninterest income | 1,230,000 | 2,489,000 | 3,642,000 | 4,622,000 |
| Noninterest expense | 5,250,000 | 10,534,000 | 15,593,000 | 20,947,000 |
| Provision for loan losses | 330,000 | 710,000 | 2,015,000 | 2,765,000 |
| Pretax income | 2,668,000 | 5,784,000 | 8,584,000 | 12,229,000 |
| Income tax | 453,000 | 1,009,000 | 1,500,000 | 2,185,000 |
| Net income | 2,215,000 | 4,775,000 | 7,084,000 | 10,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,919,000 | 124,985,000 | 127,051,000 | 130,015,000 |
| Total capital | 136,012,000 | 136,480,000 | 139,035,000 | 142,636,000 |
| Risk-weighted assets | 994,629,000 | 1,032,122,000 | 1,066,847,000 | 1,081,699,000 |