Call reports 2023
ELKHORN VALLEY BANK & TRUST — 2023
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,052,716,000 | 1,089,688,000 | 1,142,654,000 | 1,244,938,000 |
| Total loans | 762,064,000 | 806,877,000 | 852,653,000 | 877,062,000 |
| Allowance for loan losses | 10,130,000 | 10,597,000 | 11,046,000 | 10,706,000 |
| Securities available for sale | 216,725,000 | 211,142,000 | 211,354,000 | 278,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 936,119,000 | 929,498,000 | 972,388,000 | 1,016,445,000 |
| Interest-bearing deposits | 859,583,000 | 858,958,000 | 902,424,000 | 942,923,000 |
| Noninterest-bearing deposits | 76,536,000 | 70,540,000 | 69,964,000 | 73,522,000 |
| Equity capital | 110,311,000 | 110,232,000 | 111,352,000 | 117,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,382,000 | 22,153,000 | 34,996,000 | 49,369,000 |
| Interest expense | 4,331,000 | 9,724,000 | 16,348,000 | 24,042,000 |
| Net interest income | 6,051,000 | 12,429,000 | 18,648,000 | 25,327,000 |
| Noninterest income | 1,137,000 | 3,569,000 | 4,643,000 | 5,822,000 |
| Noninterest expense | 5,041,000 | 11,170,000 | 16,062,000 | 21,299,000 |
| Provision for loan losses | 0 | 450,000 | 900,000 | 1,375,000 |
| Pretax income | 2,147,000 | 4,378,000 | 6,329,000 | 8,475,000 |
| Income tax | 437,000 | 870,000 | 1,248,000 | 1,534,000 |
| Net income | 1,710,000 | 3,508,000 | 5,081,000 | 6,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,224,000 | 120,029,000 | 121,407,000 | 122,698,000 |
| Total capital | 129,354,000 | 130,656,000 | 132,483,000 | 133,434,000 |
| Risk-weighted assets | 865,235,000 | 902,017,000 | 950,110,000 | 986,931,000 |