Call reports 2021
ELKHORN VALLEY BANK & TRUST — 2021
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 981,634,000 | 1,005,026,000 | 1,001,089,000 | 962,138,000 |
| Total loans | 568,141,000 | 599,841,000 | 616,821,000 | 624,151,000 |
| Allowance for loan losses | 8,261,000 | 8,262,000 | 8,201,000 | 8,249,000 |
| Securities available for sale | 181,203,000 | 193,338,000 | 204,817,000 | 226,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 863,909,000 | 884,556,000 | 876,941,000 | 844,994,000 |
| Interest-bearing deposits | 787,352,000 | 817,108,000 | 804,886,000 | 755,919,000 |
| Noninterest-bearing deposits | 76,557,000 | 67,448,000 | 72,055,000 | 89,075,000 |
| Equity capital | 113,949,000 | 116,550,000 | 119,954,000 | 114,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,051,000 | 14,829,000 | 23,414,000 | 30,798,000 |
| Interest expense | 1,293,000 | 2,354,000 | 3,133,000 | 3,749,000 |
| Net interest income | 5,758,000 | 12,475,000 | 20,281,000 | 27,049,000 |
| Noninterest income | 1,299,000 | 2,434,000 | 3,624,000 | 5,023,000 |
| Noninterest expense | 3,953,000 | 8,341,000 | 12,849,000 | 17,995,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 120,000 |
| Pretax income | 3,127,000 | 6,674,000 | 11,148,000 | 14,144,000 |
| Income tax | 572,000 | 1,238,000 | 2,114,000 | 2,732,000 |
| Net income | 2,555,000 | 5,436,000 | 9,034,000 | 11,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,738,000 | 114,664,000 | 118,112,000 | 114,327,000 |
| Total capital | 119,960,000 | 122,926,000 | 126,313,000 | 122,576,000 |
| Risk-weighted assets | 657,799,000 | 664,137,000 | 688,761,000 | 696,393,000 |