Call reports 2020
ELKHORN VALLEY BANK & TRUST — 2020
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 799,865,000 | 848,158,000 | 869,195,000 | 916,359,000 |
| Total loans | 524,412,000 | 559,742,000 | 562,991,000 | 545,179,000 |
| Allowance for loan losses | 7,871,000 | 7,681,000 | 8,202,000 | 8,225,000 |
| Securities available for sale | 214,107,000 | 203,073,000 | 181,485,000 | 156,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,143,000 | 733,831,000 | 753,210,000 | 800,303,000 |
| Interest-bearing deposits | 646,555,000 | 669,427,000 | 694,592,000 | 725,877,000 |
| Noninterest-bearing deposits | 46,588,000 | 64,404,000 | 58,618,000 | 74,427,000 |
| Equity capital | 101,722,000 | 109,663,000 | 111,323,000 | 112,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,006,000 | 15,762,000 | 23,543,000 | 31,295,000 |
| Interest expense | 2,134,000 | 3,751,000 | 5,332,000 | 6,760,000 |
| Net interest income | 5,872,000 | 12,011,000 | 18,211,000 | 24,535,000 |
| Noninterest income | 1,077,000 | 2,303,000 | 3,619,000 | 5,124,000 |
| Noninterest expense | 3,766,000 | 7,370,000 | 11,172,000 | 14,853,000 |
| Provision for loan losses | 1,830,000 | 2,085,000 | 2,640,000 | 2,810,000 |
| Pretax income | 1,367,000 | 4,935,000 | 8,149,000 | 12,148,000 |
| Income tax | 156,000 | 786,000 | 1,347,000 | 2,059,000 |
| Net income | 1,211,000 | 4,149,000 | 6,802,000 | 10,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,124,000 | 106,107,000 | 107,806,000 | 109,139,000 |
| Total capital | 110,995,000 | 113,788,000 | 116,008,000 | 117,350,000 |
| Risk-weighted assets | 635,878,000 | 676,169,000 | 675,091,000 | 656,746,000 |