Call reports 2019
ELKHORN VALLEY BANK & TRUST — 2019
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 808,494,000 | 779,397,000 | 791,741,000 | 795,102,000 |
| Total loans | 422,232,000 | 454,612,000 | 488,610,000 | 499,386,000 |
| Allowance for loan losses | 5,241,000 | 5,879,000 | 5,771,000 | 6,356,000 |
| Securities available for sale | 286,720,000 | 273,149,000 | 255,531,000 | 237,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 699,800,000 | 670,566,000 | 679,400,000 | 684,561,000 |
| Interest-bearing deposits | 645,124,000 | 630,967,000 | 629,603,000 | 634,895,000 |
| Noninterest-bearing deposits | 54,676,000 | 39,599,000 | 49,797,000 | 49,666,000 |
| Equity capital | 98,267,000 | 102,095,000 | 104,719,000 | 104,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,336,000 | 15,126,000 | 23,123,000 | 31,219,000 |
| Interest expense | 2,343,000 | 4,767,000 | 7,199,000 | 9,521,000 |
| Net interest income | 4,993,000 | 10,359,000 | 15,924,000 | 21,698,000 |
| Noninterest income | 847,000 | 1,754,000 | 2,743,000 | 4,034,000 |
| Noninterest expense | 3,229,000 | 6,611,000 | 10,009,000 | 13,595,000 |
| Provision for loan losses | 670,000 | 1,340,000 | 1,860,000 | 2,715,000 |
| Pretax income | 1,944,000 | 4,177,000 | 6,863,000 | 9,507,000 |
| Income tax | 233,000 | 538,000 | 940,000 | 1,276,000 |
| Net income | 1,711,000 | 3,639,000 | 5,923,000 | 8,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,250,000 | 100,217,000 | 102,515,000 | 101,867,000 |
| Total capital | 103,491,000 | 106,096,000 | 108,286,000 | 108,223,000 |
| Risk-weighted assets | 573,338,000 | 598,840,000 | 619,970,000 | 628,113,000 |