Call reports 2018
ELKHORN VALLEY BANK & TRUST — 2018
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 781,899,000 | 780,442,000 | 768,684,000 | 765,738,000 |
| Total loans | 390,058,000 | 403,300,000 | 412,469,000 | 417,109,000 |
| Allowance for loan losses | 5,372,000 | 4,975,000 | 5,147,000 | 5,455,000 |
| Securities available for sale | 119,050,000 | 109,427,000 | 309,488,000 | 288,493,000 |
| Securities held to maturity | 210,820,000 | 203,677,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,258,000 | 675,509,000 | 666,768,000 | 662,405,000 |
| Interest-bearing deposits | 632,450,000 | 632,229,000 | 621,343,000 | 616,346,000 |
| Noninterest-bearing deposits | 42,808,000 | 43,280,000 | 45,425,000 | 46,059,000 |
| Equity capital | 89,996,000 | 92,022,000 | 91,484,000 | 94,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,538,000 | 13,434,000 | 20,514,000 | 27,815,000 |
| Interest expense | 1,854,000 | 3,888,000 | 6,016,000 | 8,174,000 |
| Net interest income | 4,684,000 | 9,546,000 | 14,498,000 | 19,641,000 |
| Noninterest income | 786,000 | 1,619,000 | 2,480,000 | 3,502,000 |
| Noninterest expense | 3,518,000 | 6,653,000 | 9,826,000 | 13,143,000 |
| Provision for loan losses | 0 | 0 | 400,000 | 900,000 |
| Pretax income | 1,952,000 | 4,512,000 | 6,752,000 | 9,093,000 |
| Income tax | 208,000 | 544,000 | 828,000 | 1,139,000 |
| Net income | 1,744,000 | 3,968,000 | 5,924,000 | 7,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,169,000 | 92,432,000 | 94,427,000 | 96,495,000 |
| Total capital | 95,541,000 | 97,407,000 | 99,574,000 | 101,950,000 |
| Risk-weighted assets | 553,512,000 | 551,687,000 | 569,048,000 | 560,254,000 |