Call reports 2017
ELKHORN VALLEY BANK & TRUST — 2017
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 784,055,000 | 773,071,000 | 767,504,000 | 773,507,000 |
| Total loans | 343,753,000 | 365,378,000 | 374,409,000 | 385,196,000 |
| Allowance for loan losses | 4,500,000 | 4,283,000 | 5,605,000 | 5,508,000 |
| Securities available for sale | 145,112,000 | 138,089,000 | 125,065,000 | 119,363,000 |
| Securities held to maturity | 226,100,000 | 228,893,000 | 223,381,000 | 214,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 687,560,000 | 673,324,000 | 664,130,000 | 672,344,000 |
| Interest-bearing deposits | 640,959,000 | 631,850,000 | 618,864,000 | 623,601,000 |
| Noninterest-bearing deposits | 46,601,000 | 41,474,000 | 45,266,000 | 48,743,000 |
| Equity capital | 83,103,000 | 85,755,000 | 88,366,000 | 89,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,006,000 | 12,500,000 | 19,545,000 | 26,499,000 |
| Interest expense | 1,448,000 | 2,910,000 | 4,362,000 | 5,942,000 |
| Net interest income | 4,558,000 | 9,590,000 | 15,183,000 | 20,557,000 |
| Noninterest income | 769,000 | 1,615,000 | 2,478,000 | 3,484,000 |
| Noninterest expense | 3,200,000 | 6,696,000 | 9,693,000 | 13,535,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 1,863,000 | 4,347,000 | 7,961,000 | 10,499,000 |
| Income tax | 277,000 | 761,000 | 1,574,000 | 2,444,000 |
| Net income | 1,586,000 | 3,586,000 | 6,387,000 | 8,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,829,000 | 83,859,000 | 86,693,000 | 88,304,000 |
| Total capital | 86,329,000 | 88,142,000 | 92,298,000 | 93,812,000 |
| Risk-weighted assets | 539,133,000 | 547,343,000 | 539,955,000 | 547,313,000 |