Call reports 2016
ELKHORN VALLEY BANK & TRUST — 2016
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 758,567,000 | 763,251,000 | 762,925,000 | 768,327,000 |
| Total loans | 328,490,000 | 338,645,000 | 339,310,000 | 346,209,000 |
| Allowance for loan losses | 4,087,000 | 4,096,000 | 4,104,000 | 4,241,000 |
| Securities available for sale | 138,739,000 | 131,471,000 | 129,568,000 | 127,717,000 |
| Securities held to maturity | 208,115,000 | 218,701,000 | 218,697,000 | 215,633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 666,778,000 | 668,279,000 | 660,842,000 | 672,059,000 |
| Interest-bearing deposits | 624,627,000 | 625,022,000 | 617,656,000 | 624,067,000 |
| Noninterest-bearing deposits | 42,151,000 | 43,257,000 | 43,186,000 | 47,992,000 |
| Equity capital | 77,200,000 | 80,114,000 | 82,458,000 | 81,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,835,000 | 11,879,000 | 17,900,000 | 23,803,000 |
| Interest expense | 1,472,000 | 2,980,000 | 4,432,000 | 5,863,000 |
| Net interest income | 4,363,000 | 8,899,000 | 13,468,000 | 17,940,000 |
| Noninterest income | 754,000 | 1,562,000 | 2,470,000 | 3,416,000 |
| Noninterest expense | 2,867,000 | 5,719,000 | 8,466,000 | 11,778,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 2,475,000 |
| Pretax income | 2,231,000 | 4,749,000 | 7,537,000 | 7,218,000 |
| Income tax | 424,000 | 924,000 | 1,519,000 | 945,000 |
| Net income | 1,807,000 | 3,825,000 | 6,018,000 | 6,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,834,000 | 77,875,000 | 80,092,000 | 80,371,000 |
| Total capital | 79,921,000 | 81,971,000 | 84,196,000 | 84,612,000 |
| Risk-weighted assets | 505,804,000 | 513,393,000 | 515,205,000 | 529,208,000 |