Call reports 2015
ELKHORN VALLEY BANK & TRUST — 2015
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 743,362,000 | 735,518,000 | 726,601,000 | 738,322,000 |
| Total loans | 330,283,000 | 329,543,000 | 330,327,000 | 339,751,000 |
| Allowance for loan losses | 3,848,000 | 3,830,000 | 4,010,000 | 3,978,000 |
| Securities available for sale | 137,850,000 | 141,912,000 | 137,959,000 | 141,503,000 |
| Securities held to maturity | 174,793,000 | 180,867,000 | 187,983,000 | 200,801,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,869,000 | 646,719,000 | 636,709,000 | 647,639,000 |
| Interest-bearing deposits | 607,225,000 | 606,902,000 | 595,974,000 | 603,137,000 |
| Noninterest-bearing deposits | 48,644,000 | 39,817,000 | 40,735,000 | 44,502,000 |
| Equity capital | 75,077,000 | 75,965,000 | 73,039,000 | 74,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,976,000 | 11,747,000 | 17,619,000 | 23,584,000 |
| Interest expense | 1,338,000 | 2,736,000 | 4,132,000 | 5,507,000 |
| Net interest income | 4,638,000 | 9,011,000 | 13,487,000 | 18,077,000 |
| Noninterest income | 545,000 | 1,387,000 | 2,200,000 | 3,183,000 |
| Noninterest expense | 2,774,000 | 5,686,000 | 8,361,000 | 11,167,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 600,000 |
| Pretax income | 2,498,000 | 4,709,000 | 6,827,000 | 9,610,000 |
| Income tax | 505,000 | 916,000 | 1,300,000 | 1,912,000 |
| Net income | 1,993,000 | 3,793,000 | 5,527,000 | 7,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,349,000 | 75,257,000 | 72,008,000 | 74,194,000 |
| Total capital | 77,197,000 | 79,087,000 | 76,018,000 | 78,172,000 |
| Risk-weighted assets | 483,450,000 | 486,063,000 | 489,588,000 | 513,134,000 |