Call reports 2014
ELKHORN VALLEY BANK & TRUST — 2014
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 634,635,000 | 643,478,000 | 664,318,000 | 680,178,000 |
| Total loans | 280,024,000 | 296,848,000 | 303,180,000 | 331,497,000 |
| Allowance for loan losses | 3,950,000 | 3,741,000 | 3,770,000 | 3,613,000 |
| Securities available for sale | 122,871,000 | 122,093,000 | 124,472,000 | 126,189,000 |
| Securities held to maturity | 160,805,000 | 164,762,000 | 170,076,000 | 175,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,506,000 | 565,895,000 | 580,786,000 | 600,186,000 |
| Interest-bearing deposits | 526,616,000 | 536,150,000 | 545,504,000 | 554,209,000 |
| Noninterest-bearing deposits | 33,890,000 | 29,745,000 | 35,282,000 | 45,977,000 |
| Equity capital | 62,019,000 | 64,141,000 | 65,778,000 | 65,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,331,000 | 10,802,000 | 16,449,000 | 22,220,000 |
| Interest expense | 1,361,000 | 2,763,000 | 4,213,000 | 5,575,000 |
| Net interest income | 3,970,000 | 8,039,000 | 12,236,000 | 16,645,000 |
| Noninterest income | 518,000 | 1,074,000 | 1,618,000 | 2,394,000 |
| Noninterest expense | 2,163,000 | 4,462,000 | 6,692,000 | 9,242,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 2,231,000 | 4,457,000 | 6,968,000 | 9,626,000 |
| Income tax | 410,000 | 838,000 | 1,348,000 | 1,896,000 |
| Net income | 1,821,000 | 3,619,000 | 5,620,000 | 7,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,717,000 | 63,515,000 | 65,515,000 | 65,126,000 |
| Total capital | 65,667,000 | 67,256,000 | 69,285,000 | 68,739,000 |
| Risk-weighted assets | 410,642,000 | 431,981,000 | 443,106,000 | 476,519,000 |