Call reports 2013
ELKHORN VALLEY BANK & TRUST — 2013
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 602,482,000 | 595,039,000 | 600,403,000 | 609,481,000 |
| Total loans | 267,453,000 | 279,261,000 | 285,765,000 | 290,789,000 |
| Allowance for loan losses | 3,819,000 | 3,735,000 | 3,717,000 | 3,848,000 |
| Securities available for sale | 119,617,000 | 111,721,000 | 112,699,000 | 110,928,000 |
| Securities held to maturity | 135,238,000 | 139,120,000 | 154,824,000 | 158,171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,452,000 | 527,738,000 | 527,539,000 | 537,438,000 |
| Interest-bearing deposits | 503,680,000 | 498,172,000 | 499,492,000 | 502,446,000 |
| Noninterest-bearing deposits | 30,772,000 | 29,566,000 | 28,047,000 | 34,992,000 |
| Equity capital | 56,213,000 | 56,808,000 | 59,020,000 | 60,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,068,000 | 10,308,000 | 15,851,000 | 21,304,000 |
| Interest expense | 1,300,000 | 2,657,000 | 4,046,000 | 5,404,000 |
| Net interest income | 3,768,000 | 7,651,000 | 11,805,000 | 15,900,000 |
| Noninterest income | 582,000 | 1,194,000 | 1,870,000 | 2,584,000 |
| Noninterest expense | 2,097,000 | 4,201,000 | 6,446,000 | 8,698,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 750,000 |
| Pretax income | 2,145,000 | 4,536,000 | 7,121,000 | 9,028,000 |
| Income tax | 426,000 | 933,000 | 1,473,000 | 1,782,000 |
| Net income | 1,719,000 | 3,603,000 | 5,648,000 | 7,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,569,000 | 56,453,000 | 58,498,000 | 59,896,000 |
| Total capital | 58,388,000 | 60,188,000 | 62,215,000 | 63,744,000 |
| Risk-weighted assets | 384,144,000 | 394,306,000 | 406,670,000 | 410,153,000 |