Call reports 2012
ELKHORN VALLEY BANK & TRUST — 2012
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 550,155,000 | 562,900,000 | 566,856,000 | 594,591,000 |
| Total loans | 260,327,000 | 268,699,000 | 274,488,000 | 283,656,000 |
| Allowance for loan losses | 4,047,000 | 3,880,000 | 3,992,000 | 3,878,000 |
| Securities available for sale | 129,384,000 | 127,516,000 | 124,175,000 | 114,336,000 |
| Securities held to maturity | 109,579,000 | 121,939,000 | 133,240,000 | 131,947,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,451,000 | 498,682,000 | 500,319,000 | 527,495,000 |
| Interest-bearing deposits | 463,876,000 | 470,732,000 | 471,395,000 | 490,981,000 |
| Noninterest-bearing deposits | 27,575,000 | 27,950,000 | 28,924,000 | 36,514,000 |
| Equity capital | 48,805,000 | 50,960,000 | 53,290,000 | 54,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,385,000 | 10,731,000 | 16,299,000 | 21,963,000 |
| Interest expense | 1,439,000 | 2,859,000 | 4,264,000 | 5,680,000 |
| Net interest income | 3,946,000 | 7,872,000 | 12,035,000 | 16,283,000 |
| Noninterest income | 591,000 | 1,167,000 | 1,848,000 | 2,595,000 |
| Noninterest expense | 2,038,000 | 3,928,000 | 5,922,000 | 8,317,000 |
| Provision for loan losses | 150,000 | 150,000 | 350,000 | 350,000 |
| Pretax income | 2,349,000 | 4,987,000 | 7,640,000 | 10,240,000 |
| Income tax | 516,000 | 1,128,000 | 1,702,000 | 2,275,000 |
| Net income | 1,833,000 | 3,859,000 | 5,938,000 | 7,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,248,000 | 49,274,000 | 51,353,000 | 52,850,000 |
| Total capital | 51,295,000 | 53,154,000 | 55,345,000 | 56,728,000 |
| Risk-weighted assets | 363,225,000 | 373,855,000 | 383,843,000 | 395,034,000 |