Call reports 2011
ELKHORN VALLEY BANK & TRUST — 2011
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 471,618,000 | 484,546,000 | 506,611,000 | 526,131,000 |
| Total loans | 241,810,000 | 245,314,000 | 257,323,000 | 267,085,000 |
| Allowance for loan losses | 3,806,000 | 3,783,000 | 3,914,000 | 3,902,000 |
| Securities available for sale | 140,983,000 | 127,713,000 | 128,067,000 | 120,421,000 |
| Securities held to maturity | 66,238,000 | 74,959,000 | 85,794,000 | 103,716,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,684,000 | 429,731,000 | 447,283,000 | 467,257,000 |
| Interest-bearing deposits | 395,591,000 | 406,093,000 | 420,937,000 | 433,268,000 |
| Noninterest-bearing deposits | 24,093,000 | 23,638,000 | 26,346,000 | 33,989,000 |
| Equity capital | 41,207,000 | 43,973,000 | 45,582,000 | 47,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,989,000 | 10,452,000 | 16,058,000 | 21,590,000 |
| Interest expense | 1,638,000 | 3,321,000 | 4,949,000 | 6,471,000 |
| Net interest income | 3,351,000 | 7,131,000 | 11,109,000 | 15,119,000 |
| Noninterest income | 555,000 | 1,120,000 | 1,701,000 | 2,491,000 |
| Noninterest expense | 2,116,000 | 4,078,000 | 6,042,000 | 8,039,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 750,000 |
| Pretax income | 1,790,000 | 4,277,000 | 6,533,000 | 8,768,000 |
| Income tax | 499,000 | 1,124,000 | 1,639,000 | 2,145,000 |
| Net income | 1,291,000 | 3,153,000 | 4,894,000 | 6,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,483,000 | 42,345,000 | 44,086,000 | 45,415,000 |
| Total capital | 44,289,000 | 46,128,000 | 48,000,000 | 49,317,000 |
| Risk-weighted assets | 316,136,000 | 319,199,000 | 338,173,000 | 359,357,000 |