Call reports 2010
ELKHORN VALLEY BANK & TRUST — 2010
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 437,083,000 | 446,988,000 | 442,814,000 | 463,185,000 |
| Total loans | 233,515,000 | 238,215,000 | 245,766,000 | 251,165,000 |
| Allowance for loan losses | 3,156,000 | 3,186,000 | 3,369,000 | 3,839,000 |
| Securities available for sale | 125,616,000 | 121,015,000 | 121,070,000 | 120,904,000 |
| Securities held to maturity | 39,726,000 | 48,037,000 | 55,261,000 | 60,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,846,000 | 385,026,000 | 379,941,000 | 401,190,000 |
| Interest-bearing deposits | 359,662,000 | 364,471,000 | 360,186,000 | 375,284,000 |
| Noninterest-bearing deposits | 21,184,000 | 20,555,000 | 19,755,000 | 25,906,000 |
| Equity capital | 38,001,000 | 38,784,000 | 41,193,000 | 40,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,147,000 | 10,495,000 | 15,810,000 | 21,215,000 |
| Interest expense | 1,736,000 | 3,470,000 | 5,197,000 | 6,839,000 |
| Net interest income | 3,411,000 | 7,025,000 | 10,613,000 | 14,376,000 |
| Noninterest income | 467,000 | 997,000 | 1,561,000 | 2,264,000 |
| Noninterest expense | 1,913,000 | 3,779,000 | 5,751,000 | 7,980,000 |
| Provision for loan losses | 50,000 | 100,000 | 350,000 | 1,516,000 |
| Pretax income | 1,915,000 | 4,143,000 | 6,097,000 | 7,190,000 |
| Income tax | 476,000 | 1,022,000 | 1,475,000 | 1,614,000 |
| Net income | 1,439,000 | 3,121,000 | 4,622,000 | 5,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,855,000 | 37,537,000 | 39,038,000 | 39,192,000 |
| Total capital | 39,011,000 | 40,723,000 | 42,407,000 | 43,031,000 |
| Risk-weighted assets | 289,460,000 | 293,996,000 | 303,464,000 | 311,742,000 |