Call reports 2009
ELKHORN VALLEY BANK & TRUST — 2009
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 371,363,000 | 380,660,000 | 390,659,000 | 420,550,000 |
| Total loans | 207,979,000 | 216,316,000 | 224,592,000 | 235,319,000 |
| Allowance for loan losses | 3,003,000 | 2,967,000 | 3,020,000 | 3,109,000 |
| Securities available for sale | 113,123,000 | 119,292,000 | 130,093,000 | 121,847,000 |
| Securities held to maturity | 1,266,000 | 1,067,000 | 8,425,000 | 22,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,042,000 | 339,525,000 | 342,622,000 | 366,629,000 |
| Interest-bearing deposits | 314,147,000 | 317,234,000 | 323,323,000 | 342,269,000 |
| Noninterest-bearing deposits | 19,895,000 | 22,291,000 | 19,299,000 | 24,360,000 |
| Equity capital | 30,930,000 | 32,995,000 | 36,140,000 | 36,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,745,000 | 9,533,000 | 14,382,000 | 19,476,000 |
| Interest expense | 2,142,000 | 4,202,000 | 6,177,000 | 8,056,000 |
| Net interest income | 2,603,000 | 5,331,000 | 8,205,000 | 11,420,000 |
| Noninterest income | 555,000 | 1,098,000 | 1,723,000 | 2,426,000 |
| Noninterest expense | 1,834,000 | 3,940,000 | 5,907,000 | 7,826,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 1,285,000 |
| Pretax income | 1,214,000 | 2,379,000 | 3,862,000 | 4,626,000 |
| Income tax | 293,000 | 541,000 | 912,000 | 1,018,000 |
| Net income | 921,000 | 1,838,000 | 2,950,000 | 3,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,729,000 | 32,646,000 | 33,758,000 | 34,417,000 |
| Total capital | 34,702,000 | 35,613,000 | 36,778,000 | 37,380,000 |
| Risk-weighted assets | 237,806,000 | 246,691,000 | 263,674,000 | 283,121,000 |