Call reports 2007
ELKHORN VALLEY BANK & TRUST — 2007
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 307,846,000 | 305,954,000 | 318,847,000 | 327,022,000 |
| Total loans | 193,247,000 | 198,128,000 | 203,856,000 | 209,081,000 |
| Allowance for loan losses | 3,058,000 | 3,066,000 | 3,065,000 | 3,018,000 |
| Securities available for sale | 94,209,000 | 94,773,000 | 101,732,000 | 101,809,000 |
| Securities held to maturity | 479,000 | 479,000 | 389,000 | 359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,505,000 | 271,974,000 | 282,146,000 | 291,738,000 |
| Interest-bearing deposits | 257,669,000 | 254,864,000 | 262,547,000 | 269,050,000 |
| Noninterest-bearing deposits | 19,836,000 | 17,110,000 | 19,599,000 | 22,688,000 |
| Equity capital | 25,256,000 | 25,216,000 | 27,008,000 | 27,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,668,000 | 9,580,000 | 14,600,000 | 19,978,000 |
| Interest expense | 2,757,000 | 5,635,000 | 8,590,000 | 11,679,000 |
| Net interest income | 1,911,000 | 3,945,000 | 6,010,000 | 8,299,000 |
| Noninterest income | 475,000 | 1,049,000 | 1,651,000 | 2,297,000 |
| Noninterest expense | 1,583,000 | 3,150,000 | 4,659,000 | 6,336,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 803,000 | 1,844,000 | 3,002,000 | 4,260,000 |
| Income tax | 219,000 | 513,000 | 850,000 | 1,222,000 |
| Net income | 584,000 | 1,331,000 | 2,152,000 | 3,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,046,000 | 26,793,000 | 27,614,000 | 27,701,000 |
| Total capital | 28,736,000 | 29,530,000 | 30,452,000 | 30,583,000 |
| Risk-weighted assets | 214,821,000 | 218,645,000 | 226,776,000 | 230,416,000 |