Call reports 2006
ELKHORN VALLEY BANK & TRUST — 2006
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 284,193,000 | 287,077,000 | 293,642,000 | 302,612,000 |
| Total loans | 183,038,000 | 190,897,000 | 193,411,000 | 197,558,000 |
| Allowance for loan losses | 3,070,000 | 3,061,000 | 3,054,000 | 3,067,000 |
| Securities available for sale | 78,291,000 | 82,770,000 | 85,620,000 | 85,745,000 |
| Securities held to maturity | 589,000 | 590,000 | 519,000 | 479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,525,000 | 252,340,000 | 261,173,000 | 272,689,000 |
| Interest-bearing deposits | 233,321,000 | 234,166,000 | 242,749,000 | 251,192,000 |
| Noninterest-bearing deposits | 17,204,000 | 18,174,000 | 18,424,000 | 21,497,000 |
| Equity capital | 22,242,000 | 22,154,000 | 24,182,000 | 24,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,162,000 | 8,483,000 | 12,948,000 | 17,743,000 |
| Interest expense | 2,120,000 | 4,429,000 | 6,984,000 | 9,765,000 |
| Net interest income | 2,042,000 | 4,054,000 | 5,964,000 | 7,978,000 |
| Noninterest income | 468,000 | 992,000 | 1,558,000 | 2,183,000 |
| Noninterest expense | 1,560,000 | 3,036,000 | 4,529,000 | 6,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 950,000 | 2,010,000 | 2,999,000 | 4,012,000 |
| Income tax | 271,000 | 573,000 | 850,000 | 1,178,000 |
| Net income | 679,000 | 1,437,000 | 2,149,000 | 2,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,906,000 | 24,665,000 | 25,377,000 | 25,462,000 |
| Total capital | 26,440,000 | 27,294,000 | 28,035,000 | 28,188,000 |
| Risk-weighted assets | 202,206,000 | 209,875,000 | 212,235,000 | 217,714,000 |