Call reports 2002
ELKHORN VALLEY BANK & TRUST — 2002
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 203,494,000 | 204,394,000 | 203,926,000 | 211,975,000 |
| Total loans | 130,079,000 | 128,897,000 | 130,344,000 | 131,607,000 |
| Allowance for loan losses | 2,001,000 | 2,070,000 | 2,014,000 | 2,657,000 |
| Securities available for sale | 47,710,000 | 51,570,000 | 49,497,000 | 58,973,000 |
| Securities held to maturity | 5,943,000 | 4,621,000 | 3,625,000 | 2,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,857,000 | 186,714,000 | 184,004,000 | 190,781,000 |
| Interest-bearing deposits | 176,811,000 | 173,526,000 | 169,993,000 | 176,541,000 |
| Noninterest-bearing deposits | 13,046,000 | 13,188,000 | 14,011,000 | 14,240,000 |
| Equity capital | 11,225,000 | 15,881,000 | 16,738,000 | 17,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,392,000 | 6,766,000 | 10,171,000 | 13,562,000 |
| Interest expense | 1,603,000 | 3,107,000 | 4,507,000 | 5,808,000 |
| Net interest income | 1,789,000 | 3,659,000 | 5,664,000 | 7,754,000 |
| Noninterest income | 382,000 | 815,000 | 1,289,000 | 1,889,000 |
| Noninterest expense | 1,177,000 | 2,311,000 | 3,595,000 | 5,046,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 994,000 | 2,163,000 | 3,359,000 | 4,598,000 |
| Income tax | 322,000 | 682,000 | 1,055,000 | 1,372,000 |
| Net income | 672,000 | 1,481,000 | 2,304,000 | 3,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,574,000 | 14,144,000 | 15,345,000 | 16,560,000 |
| Total capital | 11,348,000 | 15,918,000 | 17,144,000 | 18,425,000 |
| Risk-weighted assets | 141,702,000 | 141,587,000 | 143,705,000 | 148,447,000 |