Call reports 2001
ELKHORN VALLEY BANK & TRUST — 2001
What ELKHORN VALLEY BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 218,176,000 | 215,732,000 | 206,118,000 | 203,320,000 |
| Total loans | 139,597,000 | 139,849,000 | 132,375,000 | 132,730,000 |
| Allowance for loan losses | 1,454,000 | 1,560,000 | 1,804,000 | 1,847,000 |
| Securities available for sale | 51,097,000 | 50,156,000 | 48,197,000 | 49,195,000 |
| Securities held to maturity | 8,850,000 | 7,002,000 | 6,731,000 | 6,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,648,000 | 197,128,000 | 194,073,000 | 190,257,000 |
| Interest-bearing deposits | 179,618,000 | 184,753,000 | 182,314,000 | 176,542,000 |
| Noninterest-bearing deposits | 11,030,000 | 12,375,000 | 11,759,000 | 13,715,000 |
| Equity capital | 15,502,000 | 16,069,000 | 10,231,000 | 10,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,200,000 | 8,340,000 | 11,327,000 | 15,152,000 |
| Interest expense | 2,596,000 | 5,234,000 | 7,640,000 | 9,667,000 |
| Net interest income | 1,604,000 | 3,106,000 | 3,687,000 | 5,485,000 |
| Noninterest income | 318,000 | 741,000 | 1,232,000 | 1,791,000 |
| Noninterest expense | 1,061,000 | 2,171,000 | 3,126,000 | 4,189,000 |
| Provision for loan losses | 0 | 55,000 | 15,703,000 | 15,703,000 |
| Pretax income | 862,000 | 1,622,000 | -13,886,000 | -12,592,000 |
| Income tax | 214,000 | 434,000 | -4,786,000 | -4,602,000 |
| Net income | 648,000 | 1,188,000 | -9,100,000 | -7,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,996,000 | 15,536,000 | 6,546,000 | 7,185,000 |
| Total capital | 16,450,000 | 17,096,000 | 8,350,000 | 8,974,000 |
| Risk-weighted assets | 156,958,000 | 156,799,000 | 143,966,000 | 143,038,000 |