Call reports 2025
TOMPKINS COMMUNITY BANK — 2025
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,161,538,000 | 8,337,771,000 | 8,431,089,000 | 8,678,169,000 |
| Total loans | 6,066,645,000 | 6,172,654,000 | 6,288,072,000 | 6,489,685,000 |
| Allowance for loan losses | 61,023,000 | 58,555,000 | 59,889,000 | 57,671,000 |
| Securities available for sale | 1,259,342,000 | 1,275,370,000 | 1,291,053,000 | 1,382,068,000 |
| Securities held to maturity | 312,477,000 | 312,493,000 | 312,510,000 | 312,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,791,460,000 | 6,759,401,000 | 7,095,639,000 | 7,133,907,000 |
| Interest-bearing deposits | 4,938,532,000 | 4,846,655,000 | 5,151,524,000 | 5,040,795,000 |
| Noninterest-bearing deposits | 1,852,928,000 | 1,912,746,000 | 1,944,115,000 | 2,093,112,000 |
| Equity capital | 673,963,000 | 693,936,000 | 718,853,000 | 791,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 89,462,000 | 183,108,000 | 281,164,000 | 382,074,000 |
| Interest expense | 32,800,000 | 66,316,000 | 100,496,000 | 132,345,000 |
| Net interest income | 56,662,000 | 116,792,000 | 180,668,000 | 249,729,000 |
| Noninterest income | 16,219,000 | 31,997,000 | 47,187,000 | 63,738,000 |
| Noninterest expense | 43,309,000 | 87,154,000 | 133,569,000 | 181,227,000 |
| Provision for loan losses | 5,260,000 | 8,046,000 | 10,500,000 | 11,565,000 |
| Pretax income | 24,299,000 | 53,584,000 | 83,756,000 | 42,017,000 |
| Income tax | 5,717,000 | 12,654,000 | 19,882,000 | 9,697,000 |
| Net income | 18,582,000 | 40,930,000 | 63,874,000 | 32,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 710,687,000 | 723,575,000 | 737,178,000 | 746,118,000 |
| Total capital | 773,201,000 | 783,615,000 | 798,587,000 | 805,222,000 |
| Risk-weighted assets | 6,111,372,000 | 6,252,810,000 | 6,325,042,000 | 6,499,546,000 |