Call reports 2024
TOMPKINS COMMUNITY BANK — 2024
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 7,731,549,000 | 7,830,413,000 | 7,966,346,000 | 8,069,333,000 |
| Total loans | 5,640,524,000 | 5,761,864,000 | 5,881,261,000 | 6,019,922,000 |
| Allowance for loan losses | 51,704,000 | 53,059,000 | 55,384,000 | 56,496,000 |
| Securities available for sale | 1,366,355,000 | 1,317,458,000 | 1,309,279,000 | 1,231,533,000 |
| Securities held to maturity | 312,415,000 | 312,430,000 | 312,446,000 | 312,462,000 |
| Trading assets | 887,000 | 851,000 | 0 | 0 |
| Total deposits | 6,476,162,000 | 6,323,593,000 | 6,616,031,000 | 6,510,624,000 |
| Interest-bearing deposits | 4,630,406,000 | 4,441,434,000 | 4,706,143,000 | 4,636,417,000 |
| Noninterest-bearing deposits | 1,845,756,000 | 1,882,159,000 | 1,909,888,000 | 1,874,207,000 |
| Equity capital | 604,804,000 | 610,521,000 | 652,269,000 | 644,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 83,183,000 | 168,422,000 | 257,552,000 | 347,574,000 |
| Interest expense | 32,509,000 | 66,797,000 | 102,734,000 | 136,476,000 |
| Net interest income | 50,674,000 | 101,625,000 | 154,818,000 | 211,098,000 |
| Noninterest income | 14,688,000 | 30,396,000 | 45,425,000 | 60,958,000 |
| Noninterest expense | 42,618,000 | 85,402,000 | 128,138,000 | 170,660,000 |
| Provision for loan losses | 348,000 | 2,212,000 | 5,448,000 | 7,418,000 |
| Pretax income | 21,876,000 | 43,573,000 | 66,970,000 | 94,817,000 |
| Income tax | 5,054,000 | 10,072,000 | 15,479,000 | 22,230,000 |
| Net income | 16,790,000 | 33,439,000 | 51,397,000 | 72,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 673,429,000 | 680,020,000 | 687,319,000 | 697,031,000 |
| Total capital | 729,342,000 | 737,627,000 | 746,218,000 | 754,991,000 |
| Risk-weighted assets | 5,676,120,000 | 5,829,746,000 | 5,940,043,000 | 6,083,038,000 |